Credit

Many Twin Cities Buyers Could Get Down-Payment Assistance

Many Twin Cities Buyers Could Get Down-Payment Assistance

Caris and Jon Li were doubtful when they first heard about the home buyer assistance program NeighborhoodLIFT. “It seemed too good to be true,” Caris Li said. But after receiving $15,000 in 2012 to help pay for their duplex in St. Paul’s Hamline-Midway neighborhood, the couple is encouraging others to give it a try. On […]

Same Sex Couples are Now Eligible for the VA Home Loan

Same Sex Couples are Now Eligible for the VA Home Loan

The Defense of Marriage Act, or DOMA, once limited the terms of “marriage” and “spouse” to opposite-sex couples. On June 26, 2013, the U.S. Supreme Court ruled that DOMA is unconstitutional. Recently, it was announced that all VA lenders have the ability to review VA home loan applications for same-sex married couples. On June 26, […]

Keeping Your Credit Score UP

Keeping Your Credit Score UP

A good credit score signifies to lenders that you are a “good risk.” You are much more likely to pay back your debts and pay them on time if you have a higher credit score. Buyers are more likely to receive better interest rates have less trouble obtaining a loan with a higher credit score. […]

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